Your first step is going to be a consultation with your REALTOR to discuss every aspect, which includes financing. At my counseling sessions, I sometimes bring in a lender in to get everything ready. There’s a lot in the process, and the first-step, face-to-face session is imperative to get off on the right foot.
To find that right person for you, interview several agents. You’ll want to work with an agent who understand where the under $100K stock is in Nashville is and understands your needs, wants and desires. Since the tax credit ends in two months, you will need to be under contract in the next 15 days…yes…seriously!