Update 5/4/2010 6:15 p.m. Here’s the number for FEMA Nashville Flood Claims.
800-621-FEMA
Register for claims beginning Wednesday, May 5, 2010 here.
I‘m already starting to get a few calls and questions about water damage and homeownership in the Nashville area after the floods that are currently rising in Nashville. Here are the things you should remember after the waters recede.
While Nashville has not been declared a Federal Disaster area at this blog time, here is a link to what FEMA set up to Disaster Help and Resources.
1. Insurance. Unless you are in a flood zone, you likely won’t have flood insurance. You will need to check with your insurance company to see what is covered. FEMA’s site also has information on making flood claims.
2. Water removal. There are several companies who handle water removal in the area. Several of the agents in my office have used Property Restoration Specialists and report good things. Another company is Flood Control. **Edit addition: Chad Whitworth w/LDR Construction specializes in water extraction, drying, mold & mildew remediation; 615.336.2440.
3. Mold issues. Of course, mold isn’t necessarily an issue in the heart of this tragedy, but in the coming weeks, we may see more mold issues. Grove Mold Remediation seems to do good work and are very responsive.
4. My house is on the market. If you have had water issues, you will need to ask your agent for a new “Tennessee Residential Property Condition Disclosure” and update the water information. Will this hurt the sale of your home? Who knows? Rains like these are so rare that we’re going to have to wait it out and see what happens.
5. I’m buying a house in Nashville. If you’re buying in certain areas, especially west Nashville, Antioch, Green Hills, West Meade, Brookside, Goodlettsville and several other places, you’ll want to do your homework. Remember the news always shows the hardest hits parts. Many areas of Nashville are not experiencing heavy damage, but you will want your agent to ask the right questions.
While it does us no good at this point, all we can do is be ready for something like this if it ever happens again. Here’s a guide.
Please comment below if you have more resources for home rescue. Please give a web address and/or phone number, too.
(Photo credit: Randy Oxley)
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